Online Payments

Integrity Business Partners online solutions allows your business to accept payments through your website.  Our eCommerce solutions can integrate with the most popular gateways and shopping carts around.  Our team will work with you to build out an eCommerce solution whether its brand new or an existing account that needs service. IBP can set your business up to begin accepting payments online, mobile or at a store. Accept credit cards, e-checks and alternative payments. From small business online payment transactions to large and high volume transactions, IBP has your business needs covered.  Contact us now to get a quote and have one of our online specialty associates help you get going.

Online Ordering

IBP Now features online ordering.  Allow your customers the ease of ordering your products online.  IBP will build out your online menu or product line giving you the ability to increase sales.  The best part about using IBP is that you can integrate our online payment solutions into one processing account along with your brick & mortar location.  No need for multiple merchant processing accounts for in-store and online.  Keep it together and keep it simple.  IBP online payments can also be used as a stand -alone solution too, giving your business the flexibility to tailor it to your business needs.

With all of the choices for online payment solutions, you will find that IBP offers an affordable and effective solution.  Stop over-paying for online payments and let IBP help your business grow online.


How Does IBP Compare?

Take a look at how SimplePay matches up against a few of the more popular online payment providers.  With an average rate of 2.55% and low transaction fees, IBP’s fixed rate through SimplePay is no comparison to the savings when you match it up.  Use SimplePay three different ways to save your business and provide a dependable solution.

 

Square API 

Standard = 2.75% + 30¢ applied to payments processed through Square’s Transactions API.  The low end 2.75% rate is usually higher dependent on credit card used. Industry averages change but we usually see that rate somewhere around 3.1%-3.2% on average. Square is easy to set up but much more expensive than traditional processing.

Buying with PayPal is free to customers in the U.S. However, when you sell with PayPal, you will be assessed an average processing fee of 2.9% + $0.30 per transaction.

Shopify Payments

There are basically 3 options to the Shopify payment plan ranging from $29-$299 per month.  Basic Shopify Plan – $29 per month + 2.9% and 30¢ per transaction. Shopify Plan– $79 per month + 2.6% and 30¢ per transaction. Advanced Shopify Plan – $299 per month + 2.4% and 30¢ per transaction.

People like Shopify because of the ease of use but it also tends to be very expensive and you will usually be tied into a term commitment.  In addition, Shopify will usually own your product page or make it very difficult and costly to use a third party to process your transactions.

What is a gateway?

A payment gateway is an e-commerce service that processes credit card payments for online and traditional brick and mortar stores. … Payment gateways fulfill a vital role in the e-commerce transaction process, authorizing the paymentbetween merchant and customer.  There are many different gateways that provide services to online merchants.  Authorize.net is probably the most popular payment gateway used globally today.

Do I need a gateway to get paid?

Yes, a gateway is an essential part of how you receive your payments online.  In order for all parties to communicate the transaction online, the gateway will securely transfer data information to and from accounts to ensure that in the end you are paid.  Gateways do come at a cost to the merchant but in the end the convenience and ease of use should outweigh any cost associated with it.